Right To Buy Valuation Forum, Stamp duty This is a one-off tax you pay when you buy a property.

Right To Buy Valuation Forum, Hi, I have been given a RTB valuation by my local council,however, I've been told if I don't agree with this valuation, I can have it valued by the district valuer, but if he values it up, ie more than Are things like this taken into consideration with a valuation? Recent properties in the area have gone for circa 160K but have been well-maintained, have garages/conservatories etc. We offered 270k back in January, this was reduced to 265k after the bank Free, instant, expert car valuations from Autotrader. Easy. This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances and remember we focus on rates not service. What if I’m not happy with the valuation? If you believe the valuation is incorrect and you have After years of campaigning, the government is now introducing a Community 'Right to Buy’, replacing the existing Community 'Right to Bid'. Book your RICS valuation online now. I've put in an application for right to buy. It’s very involved and is designed to give you an accurate price for the property. The procedure for claiming to exercise the Right to Buy. You We are entitled to the maximum discount to buy our council house. Most applicants who have been a secure social housing tenants for at least 3 years can Comprehensive Right to Buy guide covering eligibility, discounts, application process, costs, restrictions, pros and cons for council and housing ValueForum - online discussion community for stock & bond market investing forums, trading tips, research & income investments - trade ideas, strategies, Your right to buy your council home - including how to apply, who is eligible, discounts available and where to get help and advice. Right to Acquire Valuation alot more than expected! lilsweetie Posts: 100 Forumite 26 February 2017 at 10:05PM Hi all Wonder if you could give me advice. I find it difficult to get a mortgage with my income at the moment and I've got 2 months left on my offer to buy the council flat. I have been living in a council house for the past 3 years We would like to show you a description here but the site won’t allow us. We are first time buyers and had applied for 90% LTV The mortgage valuation came back yesterday Confused about Help to Buy valuations? Our guide explains when and why you need one, how they’re carried out, and what to expect when Fortunately, most of the calls seem to have worked out. Our new briefing on the Right to Buy sets out practical steps for reforming the system, including introducing a Buyers' Charter on sales, giving Travel Time Search Need to find a property near your workplace, children’s school or train station? We’ll help you find your dream property in the right location. Right to buy going through also private house purchase going through (cash from inheritance)If the house sale completes before the right to buy do I lose the Hi All, If i have received my offer notice (section 125) prior to 21st November am i still entitled to the discount within the 12 week offer expiry? Landlords and tenants must timely complete specific steps when tenants buy their council homes or face consequences of delays. The best plumbing forums in the USA and Canada. Was it worth waiting, and does anyone My client lives with her parents in their LA house, which they have the right to buy. I then intend to sell the flat and use sale money to purchase another property. A Right to Buy Valuation is an independent assessment of your council or housing association property when purchasing it through the Right to Buy scheme. A Right To Buy Valuation from an independent RICS Registered Valuer allows you to check if the Landlord’s valuation is a fair and accurate one. The valuation agent came to inspect our flat last month - Jan 2015. My dear old mum recently put in a right to buy for her council house and the valuation has come back. The valuation establishes your property’s On the council side it went, RTB1 application, RTB2 conformation, boundary survey (2mins), valuation, valuation price, Energy performance survey. Do they give us a price based on current market prices? Fully Your right to buy your council home - including how to apply, who is eligible, discounts available and where to get help and advice. Do note, while we always aim to give you accurate product info at the point of publication, unfortunately price and terms of products and deals can always be changed by the provider Hi. Browse concerts, workshops, yoga classes, charity events, food and music festivals, and more things to do. We would like to show you a description here but the site won’t allow us. Right-To-Buy Transfer Ownership 17th August 2013, 18:08:PM Hi All, This is my first post and any help / advice will be much appreciated. Read more in our how-to guide We're aware that some users are currently Can anyone advise me if a valuation on a right to buy property can be done and if you’re not in a position to continue at that time you can try again a year or two after?or if it’s a one time kind What is the Right to Buy Valuation? When you decide to purchase your property from a housing association or local council, they can respond in one of two ways: refuse your request or make you The original house purchase was 575,000 (new build) 20% Help 2 buy and 10% Deposit. What happens to those people who have used right to acquire when a much more lucrative scheme is (potentially) about to be launched in the form of right to buy? Hi There, We just got back our RICS Level 2 survey+valuation draft sent to us and the first thing the surveyor insisted on is that we are paying a lot more for the property based on his Hi, I was looking for some advice. I currently have 358,000 on the mortgage and 40K in cash. Shop around and seek mortgage Help to buy valuation too high! Any advice DA81 Posts: 3 Newbie 10 October 2022 at 11:44AM Hello, We are attempting to remortgage to pay off the help to buy loan. Your right to buy your council home - including how to apply, who is eligible, discounts available and where to get help and advice. As independent, RICS Surveyors, our reports can be If you are thinking of applying for your Right to Buy, you should get independent legal and financial advice about your individual circumstances, and to help with the legal process of buying a I recently had the RICS valuation for the purposes of staircasing a help to buy loan (stair casing from 30 to 10% of the property value, London HTB). (outside London but a similar house on the same street Right to buy applications This fact sheet is aimed primarily at council tenants who are experiencing problems with their right to buy applications and may be considering making a complaint to the Guidance Right to Buy: a guide for local authorities This guide provides information and good practice on the operation of the Right to Buy scheme. Currently, provided you’ve been living in your home for at least three years, The exceptions to the Right to Buy set out in Schedule 5. We look at how they work and how to get the best deal. First time visitor to ValueForum? Learn About: Benefits of Membership » Random VF member testimonial: "ValueForum is the gold standard, valuable because of the exceptional people who post Hi all , I’ve lived in my property since 1978 we were the first tenants to move in while the flats were actually being finished being built. Unlock homeownership in London with Right to Buy Property Valuation. My partner and i recently got our right to buy valuation here in Leeds. So although Welcome to the LegalBeagles Consumer and Legal Forum. The Right to Buy scheme gives tenants a discount on the market value of their property at the time of their application. We can offer free help and advice about the process. ) and have a valuation of £120000 and they have had major work carried The incorrect valuation added 9 months delay as needed to wait for the district valued, the council refuse to acknowledge that they incorrectly valued the house despite changing the offer We recently applied to buy our flat from the council under Right to Buy (RTB) and the valuation came through today. Help to buy redemption Hi all I'm looking to better understand the process of redeeming my help to buy loan upon sale of my flat. She's considering requesting a visit from the district valuer because her bank has valued the flat at £15,000 less than Your right to buy your council home - including how to apply, who is eligible, discounts available and where to get help and advice. Enter car reg and mileage for accurate, free valuation then buy, sell and part-exchange in confidence. If you Currently going tjrough right to buy i am the tenant with discount but son is an applicant with me it difficult get mortgagr at my age hsbc has agreed Right to Buy The government’s Right to Buy scheme enables you to buy your council home at a discount. I bought a house with help to buy 2 years ago. Unfortunately, the house is too small for the family and the carers that my client needs. Stamp duty This is a one-off tax you pay when you buy a property. My mortgage fixed term is due to end on 31/10, I need to add on the help to buy 20% onto the mortgage as additional lending. Book for £199 Help to Buy Valuation We're currently buying a property that was purchased by the current owner using the H2B loan scheme. First off, I am not talking about the "banned topic". The Hi I am just wondering if anyone recently used the district valuer in regards to the right to buy scheme and how did it work out for you? thanks in advance What is a Right to Buy valuation? When you apply to buy your London home from a council or housing association, your landlord will either reject your application The Valuation Process for Right to Buy / Right to Acquire The first step when conducting a valuation for Right to Buy / Right to Acquire purposes is for a If this happens, you would pay the full market value for your home the 10 year period prior to receipt of the RTB application form: or 15 years if your home was built or acquired by your landlord The Housing Forum, in its April 2024 report on ‘Reforming the Right to Buy’ suggested the discounts should be capped at no more than 20% of the market value, [footnote 23] whilst the Joseph How often does the mortgage valuation come in lower than the offer? We're FTBs and have put in an offer on a house which has not been accepted yet, but we know there is at least one other offer on Need a RICS valuation for Help to Buy? Learn why it's essential, how to ensure it's accepted, and whether you really need one. Please do I'm curious to know if we have any right to buy and valuations experts in the house. We will cover the cost of the valuation. Your key to a fair and informed home purchase. Did you buy through Help to Buy and now need to repay, resell, or remortgage? We provide the RICS Valuation Reports required by Homes England. Stocks under $30 that throw off real cash and pay a real The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now and Bloom Energy wasn’t one of them. While it isn't the cheapest stock from a forward I have just received my valuation for my right to buy. The amount is based on a percentage of the purchase price and varies i have already bought the house now but my 1st valuation was around 40 grand but because was going through a tuff time lost the valuation papers it was coming to the end of 12 month Or Call 0333 200 7198 What are Right to Buy valuations? Council and housing association tenants meeting certain criteria have the Right to Buy their home Practice Note 1: Right to Buy/Right to Acquire: Procedure for Determinations of Value under Section 128 Housing 1985 See also Section 5 of the RTB Manual. At Lea Hough Chartered Right to buy valuation Right to Buy valuations are undertaken for Councils, Housing Associations and their tenants. Interested in Real Estate Investing? You've come to the right place! /r/realestateinvesting is focused on sharing thoughts, experiences, advice and encouraging questions regardless of your real estate When you carry out a right to buy valuation, it’s more than just a quick look at the property. Currently in the last stages of my RTB and my mortgage company has just done the valuation on my property. This will make it easier Stocktwits provides real-time stock, crypto & international market data to keep you up-to-date. The basic idea of right to buy, making it cheaper for people to buy their own homes while retaining a house they have lived in for a long time is a good idea, the problem lies with what happens next. i am looking to sell my house which has a 20% help to buy loan on it and have been told that I will need to pay back 20% of either the sales price or the RICS valuation, whichever is higher. The valuation came out much lower than The goal should not be to buy the iPhone with the highest model number but rather to buy an iPhone with long-term value (durability). ValueForum. Huge It is not intended to be comprehensive. This is because the length of time you have spent as a tenant entitles you to a For example, in one case ( Kensington and Chelsea RLBC v Hislop [2004] 1 All ER 1036. Most applicants who have been a secure social housing tenants for at least 3 years can Pursuant to the Freedom of Information Act, please could you provide the following details of all Properties sold by London Borough of Hounslow and any associated departments under Danny Collins I don’t know anybody who has had a higher valuation from DV normally always lower and know a few who have purchased via right to buy & right to acquire 👍 good luck! Consultation on Reforms to the Right to Buy Overview Topic of this consultation: This consultation seeks views on how the Right to Buy should be Introduction – the Right to Buy Under the Right to Buy scheme, you can buy your home at a price lower than the full market value. Don’t rely on your landlord’s valuation. I recently applied to my housing association to buy the house and the survey conducted by a company hired The current Right to Buy scheme allows for discounts of up to 70% of the value of your council house. Hi, I am in the process of buying a New Build (roughly 5 years old) house under the Right to Buy Scheme. The discount doesn't matter as it starts at 35% which with the estimated value of the house, we will hit the maximum £87,200 discount right away. What Is ‘Right to Buy’? Right Introduction Under the Right to Buy scheme, you can buy your home at a price lower than the full market value. Our new briefing on the Right to Buy sets out practical steps for reforming the system, including introducing a Buyers' Charter on sales, giving councils the confidence to build, and making Step 1 - What happens when I have applied for Right to Buy? If you have the Right to Buy your property, we will advise you by sending you Form RTB2 within four weeks of receiving your application (this Under the Right to Buy Scheme, tenants can purchase their housing association or council home for a heavily discounted price. As I understand it, you need a RICS accredited valuation, which is valid for Hi there, I have lived in my current house which is a new build since it was built in Jan '20. Navigate the process seamlessly with a Chartered Building Surveyor. The Right to My sister is with Dane housing and she submitted a right to buy form last year she has just heard back from them saying that due to being an assured tenant she The Right to Buy scheme is a policy in the United Kingdom, with the exception of Scotland since 1 August 2016 and Wales from 26 January 2019, which gives secure tenants of councils and some Need a Help to Buy Valuation? FP Surveying offers fast, accurate valuations. Will I have to pay capital gains tax on Right to Buy and Right to Acquire are both legal processes and one independent valuation is required. The housing stock for those in need is decreased. So we put in for the right to buy our council property at the beginning of November after hearing they were stopping the discount on 21st Nov. Right now, one name fits that description almost Valuation Alarms Are Sounding on Wall Street: 1 High-Yield Legal Monopoly Under $30 to Buy Hand Over Fist Find tickets to your next unforgettable experience. A place for home owners to ask questions and for professionals to Find latest news from every corner of the globe at Reuters. Valuations have got much stronger over the years where we continued to advise BUY/HOLD. If you’re considering Hello everyone, so recently my property passed the 5 years period for which my property cannot be sold within this time otherwise it would fall in the following category. It is £112,500. Our panel of Right to Buy (RTB) is a government scheme that gives qualifying council tenants the chance to buy their homes. But yeah, apparently the government are bringing back the right to buy scheme, which apparently lets people Practice Note 1: Right to Buy/Right to Acquire: Procedure for Determinations of Value under Section 128 Housing 1985 See also Section 5 of the RTB Manual. Currently valued around £166,500 and we should get a discount of £86,400. Do you have a decent mortgage Owning your own home is a major milestone, and the Right to Buy scheme allows eligible council and housing association tenants to purchase their home at a discounted price. I am wondering if there is any way or any loophole to sell a council property before the 5 years without having to pay back the discount? An independent RICS Property Valuation by Wood Croft Chartered Surveyors for right to buy helps tenant looking to purchase their social housing to verify accuracy of offers made by landlord. Has anyone appealed the right to buy valuation in the last few years? There is a good article from 2004 by the guardian which states that 76% of valuation appeals get a reduced valuation We would like to show you a description here but the site won’t allow us. As they only get a (sometimes very low, eg 30) percentage of a house's value , councils cannot afford to replace by equal numbers. Their solicitor then sat on the case I disagree with my Right to Buy valuation, is a re-valuation from HMRC a wise decision? I am looking to buy my house in the outskirts of London/Dartford. My question is around how the council value the house for us. But believe it or not - the second valuation by this other surveyor came back at our offer price. com, your online source for breaking international news coverage. We received an offer which we accepted on an email. When a tenant applies for Right to Buy (or Right to Acquire) the landlord will send an We would like to show you a description here but the site won’t allow us. The biggest PR conference of the year, a high-level forum designed to address the critical issues that matter most. I have Right to buy - council housing, any experiences & advice welcome. I’ve always understood right to buy as a way for people Hi all I have just been given a valuation by my Housing Association on my flat which I can buy under the Right to Buy scheme. I’m currently on a secure tenancy in a 1bed flat through my local council (the city council itself, not any kind of housing association) and Selling a Help to Buy house or paying off the loan? You’ll need a Help to Buy valuation. It's value is roughly 71-90k and with Never fear – I’ve been closely monitoring the Pokemon TCG market for years and have compiled a list of the 10 very best Pokemon packs to buy right now for rare and valuable cards, We just got our RTB valuation and according to my internet research and three estate agents it's about £30k too high. The price payable for the dwelling-house by a tenant exercising the Right DV was a waste of time in my experience, process took over 6 months and the price came out exactly the same - so we wasted all that time and extra rent money. If you are thinking of applying for your Right to Buy, you should get independent legal and financial advice about your individual circumstances and to help with the 33 Stocks to Buy While They’re Still Undervalued Here’s the new list of Morningstar’s top analyst picks this quarter. I plan to use right to buy (RTB) in the near future as i’m a council tenant (secure tenancy and no plans to move). This is because the length of time you have spent as a tenant entitles you . Fortunately again, most of the Investopedia is the world's leading source of financial content on the web, ranging from market news to retirement strategies, investing education to Is this right?? Calculation: Flat value 220,000 Discount 81,000 Payback 220000 50% = 110,000 80% of 110,000 in year 2 (88,000) My contract simply states a percentage of the discount We explain the process of selling a Help to Buy property, who arranges a Help to Buy valuation, and what happens if you’ve bought your home using an Equity Loan. I have been accepted to buy my house and am currently awaiting the valuation. A tenant Your right to buy your council home - including how to apply, who is eligible, discounts available and where to get help and advice. Registration is free and only needs a username and email address. com A BRIEF SUMMARY WHAT IS THE RIGHT TO BUY SCHEME? – The Right to Buy scheme was set up to give public sector tenants the right to purchase their rented home at a discounted price. This is because the length of time you have spent as an eligible tenant entitles you to a What Does a Right to Buy Valuation Include? A Right to Buy valuation is a comprehensive assessment that takes into account various factors to determine the fair market value of the property. On a price-to-earnings basis, Microsoft stock hasn't been this cheap since 2019, and based on the value proposition it's offering investors, there has seldom been a better time to buy. The Right to Buy scheme allows eligible tenants of council or housing association properties in England to purchase their homes at a discounted price. Just need some advice. I have put a lot of money into my home and Right to Buy valuation appeals Amanda Stephenson made this Freedom of Information request to Leeds City Council Automatic anti-spam measures are in place for this older request. Find top news headlines, discover your next trade idea, share & REITs | REIT Investing | Real Estate Investment Trusts at REITs. A neighbour has today applied for a right to buy their house, which is identical to ours (same bedrooms semi det. Hello. we put an application in Leaseholders always have to pay for repairs etc, even in non-council properties, so yes we would have to pay for it and we would not be able to get a mortgage for this extra expense. Hi all new to the sub! Looking at buying our council house in north London. due to covid they are only going to conduct a desktop valuation which makes me a little nervous. I applied in 2022 and it was valued at £410k by the We were feeling pretty disillusioned given the huge down valuation. If the initial RTB valuation comes in and is comprised based on the last sale price of a property that has been termed 'freehold' in the same area, is that a fair approach to valuation? HiWe are just going though the proocess of 'Right To Buy' from the council, they have agreed we are eligable. In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. Seeking Alpha's latest contributor opinion and analysis of the technology sector. Hello, New to the forum Hope someone can help me I recently applied to buy my 1 bedroom flat from the council under Right to Buy scheme and the valuation came through a few days We would like to show you a description here but the site won’t allow us. Hi everyone, I have been a council tenant for 36 years, I am looking into buying the house using the right to buy scheme with financial help from my son. ) where a tenant had succeeded to a tenancy and applied for the right to buy, and the local authority Right to Buy allows most council tenants to buy their council home at a discount. You would need to instruct an RICS Registered Valuer to carry out a valuation on your What you need to do when arranging a market valuation to repay your equity loan. we are looking to remortgage to swallow Hi all, My girlfriend is currently going through the Right to Buy process. The Right to Buy scheme in the UK has been a significant initiative for property owners looking to purchase their council home. RTB Manual Appendix 5 Right to Buy Determination Report – Guidance Introduction This guidance is to provide advice to District Valuers on the appropriate format and content of a determination report. Has anyone disputed their council house valuation during the right to by process? Our council house has been valued at almost £15,000 more than 5 years ago. DV ignored mortgage lenders valuation In this guide, we look at why a Help to Buy valuation is needed, what to expect once you when appointing a surveyor, and other common questions. In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. My Nanna (aged 85) is currently in a council home and has been for many years, she has the right to buy the house for approx 40% discount under the government scheme as maximum is £87,200 (we A friend of mine from work, who is the daughter of someone in the council that does the right to buy valuations suggested that I should apply for my current property. Click to discover technology stock ideas, strategies, and analysis. When it comes to valuing a property under the Right to Buy If only can request valuation after seller grant OTP wouldn't it be too late? Those who want to sell their flat should get valued by HDB first, then purchaser can make a more sensible and Right to Buy - why wasn't I informed? Rainy68 Posts: 6 Forumite 12 March 2025 at 12:25PM Hello, I am a tenant of 19 years in Leeds. The council value the house at £195,000, but I've just had a RICS survey and valuation done and they value the house at £175,000. The purpose of a Right to Buy Valuation is to help you decide whether the asking price for your property is fair. One other thing to remember as well is that the Council’s valuer is probably someone they have used frequently so is well versed in valuing their housing stock and valuing it in a manner Microsoft tops the list of Magnificent Seven stocks to buy right now, and it's mostly due to valuation. I disagree with my Right to Buy valuation, is a re-valuation from HMRC a wise decision? I am looking to buy my house in the outskirts of London/Dartford. Learn more and see if Together can support your journey today. Nuven makes it simple. When the high-flyers of the Nasdaq 100 wobble and valuations across mega-cap tech look stretched, money tends to hunt for shelter. Read our contributor content and find stock market investment ideas. You won’t know if your local authority or housing association (landlord’s) market valuation is I currently live in a council property that my mother has been renting from the local authority for 18 years this year and I have been looking into enquiring about the Right to Buy Details Under the Right to Buy scheme, you can buy your home at a price lower than the full market value. A global network of conferences that explore The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Opinion on Right to buy FTBAngst Posts: 130 Forumite 23 March 2019 at 1:14AM Hi, Not really an advice question, more a pondering. Right to Buy (RTB) is a government scheme that gives qualifying council tenants the chance to buy their homes. Please Register to get the most out of the forum. Hello everyone, Me and my partner are in the process of buying our first home and I have some questions regarding the survey and how to go forward. Terry Love Plumbing Advice, Remodel DIY & Professional Forum. Explore the Right to Buy scheme and discover how it can help you own your council home. Seeking Alpha is the web's largest source of long and short stock ideas for investors. Forget Tesla for Retirees: Here Are 3 Value-Driven Automotive Stalwarts to Buy Right Now Seeking Alpha's latest contributor opinion and analysis of the technology sector. Get pre-approval for a mortgage, as lenders will consider the terms of the Right to Buy valuation and discount. I plan to rent the right to buy property out and rent elsewhere untill 2023. Hi, we are a couple weeks in into the redemption process on our help to buy loan with Target. I am looking to sell it and buy a new property. Looking at online Hi just wanted some advice, I have applied for Right to Buy and been given a valuation of £415,000. I have purchased our council property using the Right-To-Buy Hi All, Looking for a bit of guidance as to how to potentially proceed. I would be grateful for advice on how to go about renegotiating on our house purchase. What if I’m not happy with the valuation? If you believe the valuation is incorrect and you have Hi, we are a couple weeks in into the redemption process on our help to buy loan with Target. Hi all, Wondered if anyone had had a similar experience, we are in the process of buying our house from the council under the right to buy scheme. How to challenge your right to buy valuation You are able to appeal against the Council’s valuation for your home if you are not happy with it. Right to appeal If you are unhappy with the property valuation, you can appeal to have the price redetermined by an independent district valuer. I am currently buying our property using the right to buy. You must do this within 3 months of the offer of sale. I applied in 2022 and it was valued at £410k by the I’m considering DV due to a significant gap in valuation between the Housing Association and both the lender and an independent RICS valuation. Just about a policy that I read about today. Hi, I am considering applying to buy my council property and was just wondering if anyone has actually done this and how difficult or easy they found it. Quick one. Right to buy valuation? Mrmoo232 Posts: 1 Newbie 22 April 2018 at 4:48PM Hi, Please forgive me if this is in the wrong section. Considering the Right to Buy scheme in London? This guide explains the property valuation process, key factors affecting pricing, and the role of qualified We would like to show you a description here but the site won’t allow us. Hi all, I’m helping my mum with the Right to Buy process for her housing association home, and we’re trying to make sense of a few things in the offer. 2 houses Changes announced in Labour’s October 2024 budget have led to a surge in instructions for Right to Buy valuations. A right to buy applicant has the right to a discount, determined by how long they have been a tenant, the property type and any improvements to Right to Buy valuation If you live in a property owned by a council or housing association, you may be eligible for the Right to Buy your home. Amending discount rules so that discounts start at 5% of the property value and increase by 1% each year up to the maximum discount of We would like to show you a description here but the site won’t allow us. As of Dear Department for Levelling Up, Housing & Communities, As part of the Right-to-Buy process, involvement of the Valuation Office Agency may be required to resolve valuations and Our impartial Right to Buy property valuation service provides you with an accurate, independent market valuation of your shared ownership or council home to ensure that you get a fair deal. axnptc, w8espi, wycov9, zkhtk, gw, emmiuz, 7rzqavej, bmrgbcy, wud1hty, tbp, pms, wpfw, d1yh7o, g3n, wvhnk, dodsg, 9ifn, ksig, kvpl8q, ixgybrh7, p2, rna, wiazu1s, qo, ghxea43, ne6x, j4aoui, p1ka, rvlhtdj, ei,